As a dedicated dental professional, you’ve built a career on precision, trust, and care — and now it’s time to enjoy the same confidence when buying your own home. At Lend A Loan, we work with lenders who recognise your profession’s stability, offering exclusive home loan benefits such as waived or reduced Lenders’ Mortgage Insurance (LMI) for dentists.

Why Dentists Qualify for LMI Waivers

Australian lenders often classify dentists among low-risk professionals due to consistent income potential and high job security. This means you may be eligible to borrow up to 95% LVR without LMI, saving potentially tens of thousands in upfront costs.

  • Borrow up to 90–95% of the property value with no LMI (subject to lender policy)
  • Access discounted interest rates for eligible medical professionals
  • Flexible loan structures for both owner-occupied and investment properties
  • Personalised solutions for self-employed and practice-owning dentists

Your Path to Home Ownership

We make the process simple and transparent from start to finish.

  1. Consultation & Eligibility Review : We’ll confirm if you qualify for an LMI waiver and assess your borrowing capacity.
  2. Loan Comparison : We compare lenders offering specialist programs for dental and medical professionals.
  3. Pre-Approval : Receive an indicative approval to understand your limit and terms before buying.
  4. Final Approval & Settlement : We coordinate with your real estate and legal team for a smooth settlement process.

Frequently Asked Questions (FAQs)

Can dentists really avoid paying LMI?

Yes — many lenders offer LMI waivers for dentists up to 90–95% LVR. Eligibility depends on income, registration, and credit profile.

Do I need to be AHPRA registered?

Yes. Most lenders require proof of current AHPRA registration as a dentist and stable employment or business income.

What if I own a practice or am self-employed?

We work with lenders offering specialised solutions for self-employed and practice-owning dentists. You may still qualify for LMI benefits based on financial performance and structure.

Are these offers available for investment properties?

Some lenders extend their professional benefits to investment loans. Our team will help identify the right options based on your goals.

Why Choose Lend A Loan?

  • Specialist guidance for dentists and medical professionals
  • Wide lender panel covering major banks and specialist institutions
  • Transparent support from application to settlement
  • Personalised loan structures to match your career path and growth

Speak with a specialist broker today on 0488 220 222 to learn if you qualify for an LMI waiver under your profession.