Choosing a mortgage broker means you’ll benefit from expert advice, access to a wide range of lenders, and support throughout the entire process. At Lend A Loan, we act in your best interests, ensuring you find the most suitable loan options.

Professional Package
You pay one annual fee where Professional Package home loans bundles together various
products with your lender, including credit cards, personal loans, savings and transaction
accounts.

Professional Package loans offer lending discounts to borrowers based on loan to value ratio
(LVR) and the size of your loan – with discounts generally starting for loans greater than
$150,000 with a number of banks and lenders.

Professional package is available to anyone and not just doctors, lawyers etc

When lenders agree to lend a client money, there is a small risk that they won't get the money
back if the client is not able to meet the minimum repayments. Lenders' mortgage insurance
protects the lender in the unfortunate event of you defaulting on your home loan. Although
the lender has the house as security, if property values decline that security may not be
enough to cover the outstanding loan when the lender comes to sell it.

This insurance helps lenders broaden the net of who they are able to lend to by taking some
of the risk out of lending the money and means that more people are likely to get a loan and
the home they want sooner.

This is a temporary loan which allows a buyer to complete the purchase of a new property before selling their existing property.

This type of loan helps you finance the building of a new home while still living in the old one.

The main advantage of a bridging loan is its quick and you can get the money you need in order to move ahead with the purchase of your new home. But there is also a disadvantage with type of loan. The main of which is usually a lower loan to value ratio or LVR, since Bridging Loans tend to be riskier for the lender. Bridging loans work well where there is plenty of equity available within your lending structure

If your are self-employed Low Doc Home Loans provides flexible financing solutions for
you.

Low-docs are designed for people who have income and assets, but are unable to
provide the usual income verification documentation such as financial statements and in some
cases, tax returns ready at the time of home loan application.

A simple BAS statement, self declared income statement or verification from the Accountant may suffice for this type of loan or if a self employed person has not lodged a tax return for whatever reason, and the right opportunity has presented itself to purchase a property, then a low-doc loan may be the
answer.